Home Sweet Boat: The Best Liveaboard Boats to Fit Your Lifestyle

Ready to take the plunge into the liveaboard boat life?

Or maybe you already live on your boat and want to upgrade?

Anybody who has ever spent the night on any recreational boat is likely to agree: While it might seem like any boat with a cabin would make a great liveaboard, that’s not necessarily the case.

Before you hang that “Home Sweet Boat” sign, there are all considerations—your liveaboard’s geographic location, local weather, inside a marina slip versus on the hook and even it’s proximity to businesses. Not to mention your own personal preferences and lifestyle.

But for the purpose of this post, I’m going to concentrate on the liveaboard boats themselves—aspects like comfort, layout and sea hardiness.

Ocean Liveaboard Boats

Sailboats, catamarans, trawlers and luxury yachts all make excellent liveaboard ocean boats. I enjoy the wide open expanse of the Atlantic Ocean (or Gulf of Mexico) for boating. If you do too, you may want to take a look at these following options.


Multi-hull Boats

The double-hull catamarans and triple-hull trimarans offer stability in rough ocean waters, as well as separate living spaces in the hulls. Plus, they just look cool. Bridging the line between boat and insect-like creature, the graceful lines and slender sides of designer Dick Newick’s Custom 51 Trimaran are quite beautiful as it skims across the water. While a cat’s below deck space can be seen as cramped, the above deck area is nice and wide.

Lagoon 380
Sunsail 384
Newick Custom 51 Trimaran


You might be thinking a monohull sailboat wouldn’t be the best choice for an ocean liveaboard boat, but consider this for a moment. During calm seas (or docked in a marina), the open decks offer living space for relaxing and enjoying the outdoors. Sailboat cabins can be quite plush, with features like custom cabinets, teak decks and multiple staterooms.

Most liveaboard sailboats are available with an engine, which I highly recommend for those times when the wind just isn’t cooperating … or when rough weather is approaching and you need to get to home (to your marina home, that is) or to a safe harbor quickly. Mostly for that last reason.

Gulfstar 44
Island Packet 35
Cheoy Lee Offshore 38

Sport Fishing Boat

In addition to many fishing amenities (like fighting chairs, 50-gallon coolers, in-deck fishboxes and an abundance of rod holders), sport fishing boats offer plentiful room above and below deck for living, dining and entertaining. They’re built tough to withstand rough seas. Also, those flybridges are awesome features to have when you’re underway.

Interior features include spacious kitchens with full (or nearly full) size appliances, lengthy bench seating, high-tech sound and entertainment systems, storage space and comfortable staterooms.

Bertram 54
Albemarle 41 Express


I’ve written on liveaboard trawlers before, and I stand by them as great liveaboards for the ocean. Wide hulls, hard chines, less draft and below deck headroom send trawlers to the head of the liveaboard list. Noise, maintenance and speed (lack thereof) put some points on the con side. But, hey, you’re on “island time,” right?

Beneteau Swift Trawler
Grand Banks East Bay 44

Luxury Yacht

Now, who wouldn’t want a luxury yacht as a liveaboard? As plush and home-like as many of these floating hotels are, the price point is usually the deciding factor. Nonetheless, they make a fabulous liveaboard with multiple staterooms, heads with full-size showers and stylish living areas. Gourmet galleys, media rooms and designer furnishings will make you forget you ever lived on land.

Hatteras 90 Motor Yacht
Sunseeker San Remo 53

River, Lake and Bay Liveaboard Boats

Easy access and fresh water make rivers, lakes and bays a popular choice for liveaboard boat anchorages. Since it’s not on the open ocean, you won’t have the worries of sea-hardiness or the wear and tear of saltwater on hulls and your boat propeller.


Houseboats are a common choice for rivers and lakes. Often, they’re moored in a marina and don’t move. They are, quite literally, a house sitting on the water. Think: “MacGyver” or “Sleepless in Seattle.”

Gibson Houseboat
Sumerset Houseboats


Sailboats work equally well in rivers, lakes and bays as they do in oceans. Like any other boat, you’ll want to consider the size of the boat when deciding where to anchor it. Sailboats and sport fishing boats with flybridges also require consideration for bridge clearance. For example, a 49-foot Hunter with full rigging wouldn’t be the best of choices for your local lake (regardless of whether there’s a bridge anywhere in sight).

Beneteau 34
Catalina 39

Where to Anchor Your Liveaboard Boat

Technically, anywhere with water seems like it would be a good liveaboard location. But what works for others might not be your cup of tea. You’ll have to decide whether you want to be on the ocean, the bay, a river or a lake. Or, maybe you’ll choose all of them. That’s one of the best aspects of a liveaboard. You can pull up anchor whenever you want and take off for somewhere new.


Atlantic Ocean

From Kennebunkport to Key West, the Atlantic Ocean offers a wide array of liveaboard locations—Bar Harbor, Maine; Norfolk, Virginia; Charleston, South Carolina; and the Outer Banks of North Carolina—to name a few. The main downside is winter time in the northern regions.

Year-round sunshine, warm temps and blue skies make Florida a prime liveaboard boat choice. With its peninsula-like shape, the state was practically created for boat lovers. Maybe that’s why so many of them live there. Florida also has the distinction of having two coastal choices, the Atlantic and the Gulf of Mexico. The Atlantic side has Jacksonville, Fort Lauderdale, Miami, and the Keys, among many more. See below for Gulf Coast ideas.

Pacific Ocean

Thanks to movies like “Sleepless in Seattle,” we all wanted to move to Seattle and live on a houseboat. What? You didn’t? Okay, maybe that was me. The point is, even in areas typically considered too cold, or not conducive to the liveaboard life, you can live on a boat. Thanks for that, Tom Hanks. And, yes, technically, it was Puget Sound, but you get the idea.

San Francisco, Long Beach and San Diego are a few coastal California liveaboard locations you might consider. Let’s not forget Astoria, Tillamook, Pacific City and Yachats, Oregon.

Gulf of Mexico

The Gulf of Mexico is absolutely my favorite body of water. Sorry, Atlantic and Pacific. Warm waves, soft sand and shades of turquoise and sapphire…it’s the Caribbean without the passport hassle. Tampa, Clearwater, St. Pete and the Gulf side of the Keys make up this idyllic area. Then, you’ve got Gulf Shores, Alabama; Pascagoula, Mississippi and the Texas Gulf Coast.

Rivers, Lakes and Bays

Many rivers and lakes flow through well-known cities, making them a prime spot to drop an anchor. Baltimore, Maryland is an anchorage choice for the Potomac River, while several areas in Virginia and Maryland offer liveaboard life on the Chesapeake Bay. New York and New Jersey have the Hudson River, and Chicago has the urban waterfront of Lake Michigan.

Even though the word “lake” is in the name, the Great Lakes are more like oceans, in my opinion. Perhaps that’s why they put “great” in front. Just a few areas include Grand Haven, Michigan; Egg Harbor, Wisconsin, Two Harbors, Minnesota on Lake Superior and Lakeside, Ohio on Lake Erie. These are locations where you’ll have to decide how much winter weather you can take in a boat, but I’ve heard that the summers are amazing.

In conclusion, a few factors you’ll want to consider before diving into liveaboard life are:

  • Number of people living on board
  • Boat size (related to the number of people living on board)
  • Where the boat will be docked
  • Conveniences you (or the rest of your party) can’t live without (though you may find that you can). For example, a separate shower stall, rather than a wet head.

Whether you’re ready to pull out the checkbook and pack your gear right now, or you’re just taking down some notes, I hope this has given you a few ideas on choosing the best liveaboard boat for your lifestyle.

Happy boating!